What Are Discount Health Plans

As anyone who has had to cover health insurance recently can let you know, the expense of providing medical health insurance for a family group of 4 has risen tremendously in the last few decades. Many small and medium size industries can no longer continue to provide their workers with expensive medical health insurance benefits. In  blue light discount , employees have had to pay a larger percentage of their health insurance costs, and many businesses have terminated their health insurance benefits, altogether. Other companies have cut down on the number of full time workers hired, in order to save the cost of providing health insurance for their employees.

Should you end up in the unfortunate position of working for a company that will not provide health insurance benefits, most likely you'll either need to purchase a pricey major medical policy on your own or do without. Because the high cost of major medical care insurance could be out of grab many, some families will choose to go without these important benefits entirely. The price of health insurance may take a big bite out of a middle income family's budget. These families are truly caught between. They earn a great deal to qualify for Medicaid along with other government assistance programs, but usually do not earn enough to cover the high cost of medical health insurance. Even if an individual can spend the money for high price of medical health insurance, if a patient suffers from a chronic illness like diabetes, high blood pressure, asthma, raised chlesterol, or heart disease, they might be denied coverage. People have even been turned down for excess weight and prescription drug use. It looks like the big insurance companies are searching for reasons not to insure people, so those individuals who require it most may find themselves without any benefits.